SACRAMENTO SHORT SALE INFORMATION/EL DORADO HILLS FORECLOSURE AVOIDANCE INFO: Short sales are options for homeowners who can no longer afford to keep mortgage payments current. A short sale is an alternative to bankruptcy or foreclosure proceedings. With many delinquencies & defaults in the marketplace along with properties that are maxed out on loan to value, banks/lenders will offer to work with owners to avoid foreclosing. If you are Greater Sacramento/Natomas/Elk Grove/Folsom/Carmichael/El Dorado Hills homeowner facing foreclosure, Code 3 Realty has the negotiation experience in mortgage resolution and the expertise that will help you through the short sale process, get your short sale settlement letter approved by your bank/lender, list your home, find a buyer and save your credit! The time to act is now Sacramento! Call our Sacramento realtors today for more info about your options and a free legal consultation. No obligation required. Our Sacramento/El Dorado Hills/Citrus Heights/Orangevale/North Highlands/Rancho Cordova real estate agents and brokers specialize in selling short sales and can answer your questions about Sacramento foreclosures and how short sale negotiations can benefit you.